Sunshine Coast Debt Collection

Do you have a debt or invoices that are well overdue or remain unpaid, and think you may need Sunshine Coast debt collection?

Has the debt been incurred in the Sunshine Coast or its surrounds, then we can help you.

Advance debt collection is an experienced debt collection agency who can help you get results.

We offer a range of services including sending letters of demand, making telephone contact, negotiating payments, discussing suitable payment arrangements, account status reports, skip tracing a missing person locates, and much more.

This article will explain the debt collection options on the Sunshine Coast.

Do you have unpaid business invoices or debts to collect on the Sunshine Coast?

Sunshine Coast Debt Collection

Advance Debt Collection are a Noosa based collection agency that specialise in debt recovery and debt collection, therefore we can save you time and money so you can focus on your day to day business.

As far as costs are concerned, we are paid a specified commission rate based on the size of the debt, this means before you proceed, you have a clear understanding of our costs.

The best part is, you are only required to pay our commission if we are successful in recovering your debt.

If you are interested in utilizing our services, check out our this and submit your details for a free debt assessment.

Once your email is received, someone from our office will be in contact with you to discuss the matter.

You will then be required to submit details of your debt online and provide documentation if any. From here we are good to go.

Why use Advance® Sunshine Coast Debt Collection

There are a number of reasons why you should use Advance Debt Collection® to collect debts on the Sunshine Coast, including:

1. No collection. No commission.
2. 25 years debt collection experience.
3. Easy to lodge debts online with our online portal.
4. No hidden fees and no lock-in contracts.
5. We are partnered with a debt recovery law firm.
6. No debt too large or small to collect.
7. A dedicated collections manager.
8. We action your debt collection on the same day.
9. Fully transparent & results driven

We will explain these in a bit more detail below.

No collection. No commission

This means that if we do not manage to collect your debts, then there is no commission payable on that debt.

We only get paid when you get paid.  This is fair for you, and incentivises us to get you paid.

25 years debt collection experience

We have combined over 25 years of experience in debt collections and legal debt recovery.

There is not a lot about debt collection and legal debt recovery that our team does not know.  You are in the best hands.

Easy to lodge debts online with our online portal

You can lodge your debts online and upload your unpaid invoices in our online portal.

From there, we will contact you, provide you with our terms and conditions, finalise the client on-boarding, and start collecting your debt.

No hidden fees and no lock-in contracts

We have no hidden fees or lock in contracts.

You upload your debt for free, we collect your debt.  We only get paid when you get paid.

We are partnered with a debt recovery law firm

Advance Debt Collection is paired with a debt recovery and litigation law firm.

Therefore, if we cannot collect your unpaid invoices, then we can refer you to our law firm partner (if applicable).

They offer fixed fees and scale fees on debt recovery services.

No debt too large or small to collect

We collect debts from $100 to $100,000+ if needed.

We understand that in small business cash is king, no matter the amount, a healthy business needs healthy cash flow.

A dedicated collections manager

Once signed up with Advance Debt Collection you will be given a dedicated collections manager, and this collections manager will manage your debt from start to finish.

You will not get palmed-off to a junior, or speak to different people every time you call.

We action your debt collection on the same day

If you do what is required, then we can action your debt immediately on the same day.  You simply:

• Upload your debt; then
• Speak to your dedicated account manager; then
• Sign our terms and conditions; then
• We start collecting your debts.

We start collecting your debts immediately!

Fully transparent & results driven

We have nothing to hide!  We offer full transparency and are completely open about our services and our commissions.

We have to be results driven, or we do not get paid, as our commissions charged on results only.

Firm but Professional Sunshine Coast Debt Collection

You may want to maintain some kind of commercial relationship with your debtors.  After all, it may be just a temporary lack of cash flow as the reason why the invoice has not been paid.

Therefore, our debt collectors are firm, but fair when it comes to collecting your Sunshine Coast debts.  

1. We only use ethical debt collection techniques.
2. We maintain integrity – we are your trusted debt collection agency.
3. Maintain a firm but professional attitude at all times.
4. We fully understand local laws and debt collection guidelines.
5. We comply with all government rules and regulations.

This is why we are Sunshine Coast debt collection specialists.

Sunshine Coast Debt Collections

We are the sunshine coast’s leading debt collection & recovery specialists, because:

1. We collect all types of debt
2. We offer skip tracing services
3. We offer dispute resolution services
4. We provide you with assistance with slow payers
5. We recover all bad debts & business write-off’s
6. We offer risk management and credit check services.

We recover debts in all kinds of industries including (but not limited to):

1. Automotive and garage debts
2. Building and construction debts
3. Childcare and school debts
4. Professional services debts
5. Real estate debts
6. Telecommunications debts
7. Veterinary and medical debts
8. All other business and commercial debts.

Sunshine Coast Debt Recovery

If after making all attempts to collect the debt, we are still unsuccessful in recovering the monies owed, the matter can be referred for legal action to dedicated Sunshine Coast debt recovery lawyers.

Proceedings can be issued out of a Sunshine Coast Magistrates Court, whether it be Noosa, Maroochydore or Caloundra.

In Queensland a Claim and Statement of Claim can be filed and served upon the debtor.

From this time, the debtor has 28 days to either pay the account in full, enter into a suitable arrangement or lodge a defence or instructions can be sought to proceed with Default Judgment.

Once a Default Judgment has been entered, a debtor’s credit file can be listed with details of the default which can affect the debtor’s chances of lending or obtaining a loan moving forward.

Once Default Judgment has been entered, enforcement proceedings can commence, whether it be via an Enforcement Hearing Summons, an Enforcement Warrant- Seizure and Sale of Property or an Enforcement Warrant – Redirection of Earnings.

Enforcement of a Money Order

When proceeding with an Enforcement Hearing Summons, firstly you need to send the debtor a letter enclosing a Statement of Financial Position (SOFP) to complete and return.

This document provides information in regards to the debtors income and expenditure and any assets they may own which will help you determine which enforcement option to utilize.

If the debtor fails to complete and return the SOFP within 14 days, we can proceed with an Enforcement Hearing Summons, whereby the debtor is required to be served to appear in court to provide the information requested in the SOFP including documentation to support same.

With the information obtained in the SOPF, if the debtors employment information is known, the debtor is not self-employed and the debtor has sufficient surplus funds, an Enforcement Warrant – Redirection of Earnings is a great option to proceed with to recover the debt.

Once the documents are sent to Court, the registrar will assess the SOFP and specify an amount to be deducted from the debtor’s earnings under the order.

The filed documents are required to be served upon the debtor’s employer and they are required to comply with the orders made.

Sunshine Coast Debt Recovery

Alternatively, if the debtor has indicated that they own property that is not encumbered i.e. a boat, an Enforcement Warrant – Seizure and Sale of Property is also another option for recovering the debt.

The Bailiff will tag the property and give notice to the debtor and if the debtor fails to pay the balance, the property will be seized and sold at auction and the funds will be forwarded in payment of the debt, whether it be partially or wholly.

Considering the information provided above, as you can see there are many useful tools that can be utilized to recover outstanding debts.  If you have a debt that has been outstanding for some time, then give us a call today and let us help you.

Do you have unpaid business invoices or debts to collect on the Sunshine Coast?